After hitting ‘wall,’ Sharks’ lineup may have more traditional look

first_imgSAN JOSE — Sharks coach Pete DeBoer said he might go back to dressing 12 forwards and six defensemen for Friday’s game against the Los Angeles Kings even if Tomas Hertl is unavailable to play.DeBoer labeled Hertl, who has missed the last four games with a lower body injury, as doubtful to play against the Kings. The team will know more Friday morning with the game, the Sharks’ last at home this month, at 1 p.m.The Sharks looked lethargic in their 5-1 loss to the Winnipeg Jets on Wednesday …last_img read more

South African banker soars in Australia

first_imgGail Kelly Image courtesy of the AustralianBroadcasting CorporationJanine ErasmusThe South African diaspora has excelled across the world – in sport, medicine, literature, filmmaking and business. And one of its top achievers is Gail Kelly, appointed head of Australia’s fourth-largest bank, Westpac, in February.Having started out as a teller at South Africa’s Nedbank in 1980, Kelly is now Australia’s highest-paid woman executive. (Allan Moss of Macquarie Bank, the country’s highest-paid male executive, is also South African.) Kelly is also ranked 28th on Fortune’s global list of the most powerful women in business – and now and then makes it onto an Australian list of worst-dressed executives.Kelly moves to Westpac from St George, Australia’s fifth-largest bank. Even though she is Australia’s first female bank CEO, when news of her appointment broke Westpac shares rose 43 cents, while St George’s fell 10 cents.From Latin to high financeBorn in Pretoria in 1956, Kelly’s initial education was worlds away from high finance: she studied Latin and history at the University of Cape Town, training to become a teacher.After marrying Alan Kelly in 1977, she spent a few years teaching in Zimbabwe and South Africa. But she felt unchallenged, and in 1980 switched careers to become a teller in the Nedcor group’s banking division, Nedbank. Her potential was immediately evident, and she was swiftly moved into an accelerated training programme, completing an MBA in 1987 while expecting her first child.Her second pregnancy, in 1989, produced triplets. But Kelly coped just fine: when they were only five months old and she still on maternity leave, Nedcor appointed her head of human resources.Australia’s gainIn the mid-1990s the family decided to emigrate. Kelly flew to Sydney in June 1997 for interviews with three major banks, and was snapped up by Commonwealth Bank a month later. Her first position there was as general manager of strategic marketing, but it wasn’t long before CEO David Murray appointed her to his executive team.Australia has a large expatriate South African community, who are readily employed there. “South Africans are sought after by Australian firms because they possess a high standard of education along with a good work ethic, proficiency in English, and excellent industry or corporate training,” says Mike Stowe, the head of Australian migration specialist firm “Australian employers also know that South Africans adapt well to the Ozzie lifestyle and culture.”By the time Kelly left Commonwealth she was head of the customer service division, accountable for sales, service and distribution across the bank’s retail branches, business banking centres, contact centres and electronic and internet channels.In December 2001 Kelly was appointed CEO of St George Bank, becoming MD in January 2002 amid fears that the bank was a takeover target. When her appointment was announced the bank’s market capitalisation rocketed by A$97-million almost overnight.In her six years at the bank Kelly transformed St George “from a sleepy mortgage lender into Australia’s fifth-largest bank,” says Fortune magazine. The New South Wales-based bank’s market value rose by almost A$3-billion.Headhunted for top jobIn February 2008 Kelly took up a position as CEO and MD of at the Westpac banking group, a company recognised by the Dow Jones sustainability index as the world’s most sustainable bank for the fifth consecutive year.Her Westpac appointment – regarded as one of Australia’s top corporate jobs – followed an extensive search conducted by the firm’s board at home and abroad. Kelly says of her appointment that she was “looking forward to working with the team to take what is clearly a very strong organisation to the next stage”.And the organisation clearly agrees. Ted Evans, Westpac chair, says Kelly is “a proven chief executive whose values are closely aligned to the Westpac culture. It is clear she has the energy, skills and experience we need.”Kelly is also a director of Melbourne Business School Limited, a member of the Financial Sector Advisory Council and the Australian Bankers’ Association Council, and a senior fellow of the Financial Services Institute of Australia.Gail Kelly may have made it big in Australia, but she hasn’t turned her back on her home country. She returns to South Africa regularly to enjoy game parks and visit friends.Useful linksSt George BankWestpacNedcorDow Jones Sustainability IndicesFortune magazine’s global power list of women in businesslast_img read more

How to prepare yourself for an investor: a guide

first_imgA recent survey found that many South African entrepreneurs needed help with things such as business planning. Find out more about how to prepare yourself for an investor, here.The Real State of Entrepreneurship in South Africa 2017 survey finds that some entrepreneurs do not know where to go for funding. There are various sources of funding, such as angel investors and crowdfunding. (Image: Brand South Africa)Brand South Africa reporterFunding is one of the challenges faced by many entrepreneurs in South Africa. In the Real State of Entrepreneurship in South Africa 2017 survey, many entrepreneurs indicated that they required education specific to the practicalities of running a business such as marketing support and business planning.According to the Seed Academy, which conducted the survey, there were more than 1,200 respondents this year. In addition, to deepen its insight into the true state of entrepreneurship in South Africa, the survey expanded its scope from start-ups to all entrepreneurs at any stage of business development.It was found that 18% of respondents had attempted to get funding from banks or development funding institutions such as the Industrial Development Corporation or the Department of Trade and Industry.“Some entrepreneurs indicated that they simply didn’t know where to go for funding, especially in light of the fact that most early-stage business funding requirements are below the R100,000 threshold,” said Donna Rachelson, CEO of Seed Engine, which incorporates the Seed Academy and the WDB Seed Fund. This is the third annual survey the Academy has conducted.Here are some learnings to prepare yourself before you approach an investor for funding:The different types of fundingOnline publication Entrepreneur Magazine lists the different forms of funding as angel investment, funding from a bank, crowdfunding, funding for previously disadvantaged individuals, and bootstrapping.Angel investment is when a wealthy professional provides you with start-up capital in exchange for equity in the business or a fixed percentage interest on the loan. Angel investors can be individuals or can be part of an angel network, to distribute risk.Bank funding depends on the different types of loans available and which kind is best suited to your needs. You need to provide a full set of financials and a comprehensive business plan for the bank officials to examine.Crowdfunding is similar to angel investment, but many individuals may pledge different amounts to the business in exchange for equity, interest or other more creative returns. There are South Africans platforms for crowdfunding:, and You can also try international crowdfunding platforms such as, and for previously disadvantaged individuals can be in the form of a grant, loan or tender, which is given to previously disadvantaged people who have small businesses.Bootstrapping means starting and growing your business without any external help.Essential elements an investor wantsMarketability, sustainability and the business owner’s passion for the project were the essential elements that would interest an investor, said Gerrie van Biljon, executive director of Business Partners. He told the online business network SME Toolkit South Africa that entrepreneurs should prepare a concise story around their business idea.Van Biljon also advised that the entrepreneur know every detail of their idea and business plan. “Your value proposition should come through succinctly – what are you offering to whom, and why will they be prepared to buy it.”Useful documents for preparing your business planDownload the Industrial Development Corporation’s guidelines on how to prepare a business plan; or download the Seed Academy’s Essential Guide to Funding, or download the Yali Network’s business plan checklist.Experts on what investors wantTafadzwa Madavo, business development manager at Riversands Incubation Hub, told SME South Africa that if entrepreneurs were looking for funding, they should test their ideas first. “They call it a minimal viable product. Don’t look at getting a R1-million for a concept you haven’t even tested.”Robynne Erwin, operations manager of FinFind, agreed with this sentiment. “If you are still at the ideas stage, you need to be aware of the fact that ideas are considered to be cheap. [It] only gets a value when you have taken a step to make it real.”Andrew Louw, CEO of +Louw, advised that the entrepreneur must be able to explain their idea simply and easily in 30 seconds or less. “Focus on the things you can do easily without raising funding. Also, bootstrap as far as you can without needing to raise extra capital.”Watch the three experts give more advice, here:Speaking to the University of Pretoria’s Gordon Institute of Business Science, social entrepreneurs unpacked lessons they had learned when approaching investors.Pat Pillai, founder of Lifeco UnLtd, said the fundraising secret was to always trade for change. “Whether it is an investor, or it is someone who pays you a fee to make sure you grow young entrepreneurs in the most deserving and unprivileged part of our country, there’s always a report back on a return.”Sharanjeet Shan, founder of the Maths Centre, said that clarity and conviction about who you were and what you wanted to do was important. “If you’re not talking from the gut, it’s not going to work.”She added: “Why should I invest money in these people? I’m investing money because somebody’s life is going to change. If one person’s life changes, the lives of their community and the people around them change.”Stacey Brewer, co-founder of the Spark School, said she had learned that you should not change your mission nor your vision based on funding. “Believe in what you are and keep going, keep going.”Gregory Maqoma, founder of the Vuyani Dance Theatre, explained the conversation he had with his funders: “I allow them to understand the vision.“I also allow them to understand where we’re going — we talk about a five-year strategy. So, it’s a long term commitment rather than just focusing on a project. We align ourselves with what is desirable in terms of the space that we are serving.”His company was contributing to a bigger picture. “We can also be in a position where we can say it’s not only serving the community directly affected by the Vuyani Dance Theatre but it’s also about influencing policy; it’s about influencing change on a bigger platform, on a bigger scale.”Watch the video here:Know the term ‘due diligence’?You should educate yourself about due diligence if you are on the hunt for funding for your business, or if you are hoping to work with the government or with bigger companies as a supplier.SME South Africa explained that small and medium enterprises underwent due diligence when an investor evaluated the business as a potential investment opportunity, or a buyer was looking to acquire the enterprise.“Due diligence is a process where a business owner investigates the organisation based on their needs or requirements. The investigation can be legal, financial or anything that the business owner wants to evaluate before they contract themselves,” it reported.Learn more about how “due diligence” works, here.Sources: SME Toolkit South Africa, Entrepreneur Magazine, SME South Africa, Industrial Development Corporation, the YALI Network, and Seed Engine.Would you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

Ohio Ag Weather and Forecast — July 20, 2018

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Rain moves into Ohio today. Once it shows up, it will hang around for a while. We can see several different chances for thunderstorms as the day wears on, mostly in western and southwestern parts of the state, but we are not going to try and peg those starting times. The day will feature of mix of showers, thunderstorms and breaks in the precipitation. We will see additional wrap around action holding over the state tomorrow and Sunday, even lingering into Monday morning, nearly doubling our precipitation potential. All told, from this morning through Sunday night, we can see half to 2.5” of rain over 95% of the state. This will be a nice drink, as we have seen most of the state well behind normal on precipitation to date this month. The map at right shows updated precipitation potential through Monday midday.  We are dry next week. We may have to keep an eye out for a few pop-up thunderstorms over about 30% of the state next Thursday night into Friday, but those look so isolated, that we think the threat is minor and may actually go away. Temps next week will bounce back to near normal, after being below normal this weekend.  The extended period still shows some potential for an active pattern. A front sweeping in from ten northwest late the 28th into the 29th could bring up to half an inch of rain, and there is another minor front for the 31st into the 1st that can bring .25”-.5”. But the rest of the extended window in early August is dry. We are not as hot in the period as some competing forecast houseslast_img read more

Win a Sony a6500 4K Camera Bundle from Shutterstock

first_imgRode VideoMicro On-Camera Microphone ($60)Aputure AL-M9 Amaran LED Light ($45)GOgroove DSLR Camera Backpack ($70)SanDisk 128GB Memory Card ($67)THIS CONTEST HAS ENDEDEnter now for your chance to win this career-changing camera bundle! You can read all the rules and regulations here. Sony E-Mount 50mm f/1.8 OSS Lens ($300)SmallHD FOCUS Sony Bundle ($599)FOCUS monitorAnton Bauer LP Battery & ChargerSony power adapterHDMI and USB cables Shutterstock is giving away nearly $3,000 worth of camera gear in this Sony a6500 camera giveaway. Win a camera, monitor, light, microphone, and more!Shutterstock has announced a big Fall Giveaway that offers you the chance to win a Sony a6500 Camera Bundle. Enter now until October 17, 2017 for your chance to win!THIS CONTEST HAD ENDEDWe feel like this is one of the most thought-out camera rig bundles, as it is incredibly versatile. This is a great package for any level filmmaker, and the Sony a6500 is a killer camera. Not only that, you don’t need to worry about battery life, as the SmallHD FOCUS bundle will allow you to power the camera for extra shooting time. And with all the accessories from Aputure and Rode, this camera rig can shoot just about any type of video.The contest is only open to residents of the U.S. and Canada (except Quebec) aged 18+, void where prohibited. Entries are limited to one per person. The winner will be notified by email. For all the rules and regulations, visit the Shutterstock contest page.Image via SmallHD.Shutterstock a6500 Giveaway Bundle Includes the following:Sony Alpha a6500 Mirrorless Digital Camera ($1,400)24.2MP APS-C Exmor CMOS SensorInternal UHD 4K Video & S-Log3 GammaS&Q Motion in Full HD from 1-120 fpsBIONZ X Image Processor3.0″ 921.6k-Dot Tilting Touchscreen LCD5-Axis SteadyShot INSIDE StabilizationBuilt-In Wi-Fi with NFC4D FOCUS with 425 Phase-Detect PointsUp to 11 fps Shooting and ISO 51200last_img read more

13 hours agoJones thrilled for Man Utd duo Garner, Williams

first_imgJones thrilled for Man Utd duo Garner, Williamsby Freddie Taylor13 hours agoSend to a friendShare the lovePhil Jones was thrilled with the performance of Manchester United youngsters James Garner and Brandon Williams in Thursday’s 1-0 win over Partizan Belgrade.The teenagers were part of seven changes made by Ole Gunnar Solskjaer from the line-up that faced Liverpool on Sunday. And Jones thinks the pair more than held their own in Serbia.He said: They’re going to put you under pressure and we dug deep I thought Jimmy Garner and Brandon were outstanding they should be very proud of themselves tonight.”A huge experience at a young age both looked comfortable at this level and have a very bright future the pair of them.” About the authorFreddie TaylorShare the loveHave your saylast_img read more

Mens Soccer Ohio State wraps up the regular season at Wisconsin

Ohio State redshirt junior goalkeeper Parker Siegfried saves a shot attempt in Friday’s game against No. 8 Michigan State. Ohio State lost to No. 8 Michigan State. Credit: Colin Gay | Sports EditorThe Ohio State men’s soccer team (1-13-2, 0-6-1 Big Ten) will conclude the 2018 regular season when it travels to Wisconsin (8-5-2, 5-2 Big Ten) on Sunday afternoon.The Buckeyes enter the season finale on an eight-game losing streak, in which the team has only managed to find the back of the net four times. On the other side of the pitch, Wisconsin enters the match coming off of back-to-back victories over Michigan and Northwestern, trying to secure the second seed in the upcoming Big Ten Tournament. The Big Ten Tournament, which will kick off next Sunday, will see Ohio State enter as the ninth and lowest seed in the tournament. Indiana has earned the No. 1 seed, clinching its first Big Ten title since 2010 after defeating Ohio State in Columbus on Wednesday night. The Badgers offense is driven mainly by a pair of talented freshmen forwards from Illinois, Andrew Akindele with three goals and four assists and Noah Melick with four goals and one assist. Wisconsin’s second-leading goal scorer is redshirt senior forward Isaac Schlenker, who has three goals on the year.In order for Ohio State to find the win column, its forward group, led by the team’s leading scorer, redshirt freshman forward Devyn Etling, and the team’s leader in shots taken, senior forward Michael Prosuk must have an impact on Sunday afternoon.“We have to keep moving forward, one thing I give these guys credit for is they battle. They battle, and they battle and they battle. Against Wisconsin we’ve got to find some goals,” Maisonneuve said. “Again, if we defend like we did [against Indiana], we’ll be successful, we just have to find some goals.”In goal for Ohio State, redshirt junior Parker Siegfried is coming off a brilliant performance against No. 2 Indiana on Wednesday. Siegfried secured a season-high seven saves as his play between the pipes kept Ohio State alive all night. “The good thing about this, although we didn’t get the result we wanted, I think we’re going to kind of have a lot of confidence rolling into Wisconsin on Sunday,” Siegfried said. His backline, which had a strong outing against Indiana must have a repeat performance to give Siegfried some support. After the match against Indiana on Wednesday, Siegfried said that relishing their role as an underdog helped them against the Hoosiers and he said he thinks it will help them against Wisconsin in the finale. “I just think accepting that underdog mentality and kind of running with it is huge for us,” Siegfried said. “And I think we did that [Wednesday night] and we gave it to them a little bit so I don’t think Indiana wants to play us here again in the Big Ten quarterfinals after that. If Indiana doesn’t want to play you, then Wisconsin probably doesn’t want to play you.”Between the pipes for Wisconsin is junior goalkeeper Dean Cowdroy has a 0.93 goals against average alongside a .776 save percentage. Siegfried, has a 1.89 goals against average and a .644 save percentage for Ohio State through its 16 matches this season. Ohio State and Wisconsin are scheduled to kick off at 4 p.m. on Sunday afternoon. read more

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